HSA Eligible Expenses
IMPORTANT: HSA eligible expenses may or may not apply to your insurance deductible. Review your
insurance plan for details.
The list below contains some examples of eligible expenses that may be paid tax-free using HSA funds. Eligible medical expenses are defined as those expenses paid for care as described in Sections 213 (d) or IRS Publication 502. For a complete list and more detailed information, please refer to IRS Publication 502 titled “Medical and Dental Expenses.” Catalog Number 15002Q. Publications can be ordered from the IRS by calling 1-800-TAX-FORM (829-3676), or viewed, printed or downloaded. If tax advice is required, seek the services of a CPA.
Reimbursable Medical Expenses: |
- Acupuncture
- Alcoholism treatment
- Ambulance
- Artificial limbs
- Artificial teeth
- Bandages
- Birth control pills (prescription)
- Braille books and magazines
- Breast reconstruction surgery following a mastectomy
- Capital expenses (if main purpose is medical care)
- Car (special equipment for use with disability)
- Chiropractor
- Christian Science practitioner
- Contact lenses
- Crutches
- Dental treatment
- Diagnostic devices
- Disabled dependent care expenses
- Drug addiction therapy
- Drugs (prescription or over the counter)
- Eyeglasses and eye surgery
- Fertility enhancement
- Guide dog
- Hearing aids and batteries
- Home care
- Laboratory fees
- Lead-based paint removal
- Legal fees
- Lifetime care—advance payments
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- Lodging (away from home for outpatient care)
- Long-term care
- Meals (at medical facility during medical care)
- Medical conferences (if concerning chronic
illness)
- Medical services
- Medicines (prescription or over the counter)
- Nursing home
- Nursing services
- Optometrist
- Organ transplant (including donor’s expenses)
- Osteopath
- Oxygen and oxygen equipment
- Prosthesis
- Psychiatric care, Psychologist
- Special education
- Sterilization
- Stop-smoking programs (not including
non-prescription drugs)
- Surgery
- Telephone or TV equipment to assist the
hard-of-hearing
- Therapy
- Transplants
- Transportation expenses (relative to health care)
- Trip (if receiving medical services)
- Vasectomy
- Vision correction surgery
- Weight-loss program (if disease is diagnosed by
a physician)
- Wheelchair
- Wig
- X-ray
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