Keith E. Busse is the Chairman and Chief Executive Officer of Steel Dynamics, Inc., a company he founded with two colleagues in 1993. From the time of its founding until May 2007, he served as President and Chief Executive Officer. He has been a director of the company since it went public in November 1996. Mr. Busse holds a B.A. in business finance from St. Francis Collage and an MBA from Indiana University. He has been awarded an honorary doctorate in business by the University of St. Francis and an honorary doctorate of engineering from Purdue University. He is the recipient of numerous steel industry awards, including the Association of Steel Distributors’ “Steel Man of the Year” award in 2004, the Association of Iron and Steel Technology’s “Steel Maker of the Year” award in 2005, and the Steel Manufacturers Association’s Iverson-Selig Award in 2006 for outstanding contributions to the mini-mill industry.

Michael D. Cahill has been an Executive Vice President of the Company since November 2004, and Chief Operating Officer of the Company since October 2006. In October 2006, Mr. Cahill was also promoted to Chief Executive Officer and President of our subsidiary, Tower Bank and Trust. From June 2004 to April 2007, Mr. Cahill also served as Chief Financial Officer of the Company. Mr. Cahill has over 20 years of senior financial management experience. Prior to joining the Company, Mr. Cahill served as the Chief Financial Officer for Physicians Health Plan of Indiana, CB Richard Ellis/Sturges and Northill Corporation.

Kathryn D. Callen is currently a member of the Board of Trustees at the University of Saint Francis, a position she has held since October 2000. Prior to this position, Ms. Callen served as Vice President of The Lutheran Health Foundation until 1994. Ms. Callen is a former President of Summcorp Financial Services, Inc. and a former member of the Board of Directors of Summcorp and Summit Bank in Fort Wayne.

Scott Glaze is Chairman and CEO of Fort Wayne Metals Research Products Corporation. He has been involved in national and international standards organizations for medical materials. Fort Wayne Metals has become the world's leading manufacturer of wire for the medical device industry. Mr. Glaze is a director of the Indiana Chamber of Commerce, the Fort Wayne-Allen County Economic Development Alliance and the Northeast Indiana Corporate Council. Glaze also exhibits dedication to the Fort Wayne community through his involvement in the redevelopment efforts downtown and his membership on the board of the Downtown Improvement District.

Michael S. Gouloff is Chairman and Chief Executive Officer of Schenkel & Shultz Architecture. Schenkel & Shultz Architecture, with 10 office locations, is an architectural firm nationally ranked by ENR, and is known for the design of educational, justice, and airport facilities. Mr. Gouloff has held these positions since 2003, and has served as CEO of Schenkel & Shultz Architecture from 1985 until 2003. He has been employed by the firm since 1973.

Jerome F. Henry, Jr. founded and is the President of Midwest Pipe & Steel, Inc., a company specializing in steel service, industrial scrap and steel brokerage. Mr. Henry has held this position since 1975. Mr. Henry is also President of Paragon Tube Corporation, a manufacturer of steel tubing, and Paragon Steel Trading, Inc., a distributor of steel coils. Each company is headquartered in Fort Wayne. He has held these respective positions since 1990 and 1995.

Leon Horn is CFO of Grossnickle Eye Center. He also serves as CFO for Hand Industries, Inc, and he owned and operated a tax accounting practice for thirteen years. Mr. Horn taught business and math for seven years in Warsaw, Indiana. He is presently involved on the Board of Directors of Hand Industries, Inc., Board of Directors of Paragon Medical, Inc, Grace Village Retirement Home Board, and North Winona Brethren Church Board and Finance Committee.

R. V. Prasad Mantravadi, M.D. has been a practicing physician and partner with Radiation Oncology Associates P.C. since 1983. Radiation Oncology is a physicians’ group providing health services to the entire Northeast Indiana Region.

Debra A. Niezer has been the Chief Operating Officer and Treasurer of AALCO Distributing Company, a beer distributor in Fort Wayne, since January 2002. Prior to that time, beginning in April 1995, Ms. Niezer was Vice President and Assistant Treasurer of AALCO. From January 1989 to March 1995, Ms. Niezer served as Vice President and Employee Benefits Officer for NBD Bank, Indiana in Fort Wayne.

William G. Niezer is the Managing Director of the Fort Wayne operations of Wells Fargo Insurance Services, an insurance broker, a position he has held since February 2007. Mr. Niezer previously served as Managing Director of Acordia of Indiana, LLC, from September 1997 to February 2007.

Joseph D. Ruffolo has been a member of Ruffolo Benson LLC, a business investment firm located in Fort Wayne, since 1993. Ruffolo Benson LLC specializes in management buy-outs, capital sourcing and acquisitions. Mr. Ruffolo is also a director of Steel Dynamics, Inc.

Donald F. Schenkel is the President and Chief Executive Officer of the Company and a director of the Company and the Bank, positions he has held since July 1998, and was elected the Chairman of the Board of the Company and the Bank in October 1998. Mr. Schenkel also served as President of the Bank from October 1998 through March 2002 and Chief Executive Officer of the Bank from October 1998 through October 2006. Mr. Schenkel is a native of Fort Wayne and has over 40 years of experience in the banking industry. Prior to joining the Company, he served as First Vice President of NBD Bank, Indiana. From 1993 to 1998, he served as Division Head of Retail Banking and Private Banking & Investments for NBD Bank, Indiana.

Gary D. Shearer has been an Executive Vice President of the Company and the President of Tower Trust Company, a wholly-owned subsidiary of the Company since January 2006. From January 2001 to December 2005 he served as the Senior Vice President and Trust Officer of the Bank. From August 1999 to December 2000 he served as Vice President and Trust Officer of the Bank. Mr. Shearer has over 20 years of banking and trust experience. From 1994 to 1999, Mr. Shearer served as Vice President and Investment Officer at Fort Wayne National Bank and Vice President and Regional Trust Manager at National City Bank of Indiana.

Kim T. Stacey is President of the Fort Wayne Park Foundation. Mr. Stacey is a retired Tower Bank team member with 37 years of trust experience. He holds a J.D. degree from Northern Kentucky State University, and earned his undergraduate degree from the University of Cincinnati. Mr. Stacey serves as a board member of the Fort Wayne Philharmonic, the Fort Wayne Ballet and the Fort Wayne Museum of Art.

Kathleen M. Summers is a Board Member of the Canterbury School Foundation. Ms. Summers is a long standing member of the Fort Wayne Community. She is a community champion, having volunteered with the Fort Wayne Museum of Art, the Fort Wayne Philharmonic and Canterbury School.  Additionally, Ms. Summers served on the board of directors of Summers & Co., a Fort Wayne based Municipal Bond Brokerage house, founded by Homer B. & Thomas B. Summers.

Charles Surack is President and Founder of Sweetwater Sound. Mr. Surack, a dedicated member of the Fort Wayne community, started Sweetwater in 1979 and has since been recognized worldwide as a leader in the field of electronic music. He is a consultant to many major university music departments and has a wide range of community involvement. Mr. Surack serves on the boards of Fort Wayne Philharmonic, United Performing Arts Foundation, IPFW Community Advisory Board and is University of Saint Francis Advisory Committee Chairperson within the School of Creative Arts.

Robert N. Taylor is President and CEO of Do It Best Corp. Mr. Taylor served on the Do It Best Corp. board of directors from 1995 to 2000 and was appointed President and CEO in 2002. He is passionate about giving back to the community, which he demonstrates through his involvement in the Fort Wayne Park Foundation, Northeast Indiana Corporate Council, Indiana Chamber of Commerce, Downtown BluePrint Plus Committee and the Baseball+ Committee. Mr. Taylor also spent many years involved in charitable efforts for the United Way and the American Cancer Society.

John V. Tippmann, Sr. is Chairman of the Tippmann Group, a position he has held since 1985. The Tippmann Group, through its three subsidiaries, operates frozen/refrigerated distribution warehouses, specializes in the design and construction of frozen food process and cold storage facilities, and manages many commercial buildings and properties throughout the Midwest.

Irene A. Walters is the Executive Director of University Relations and Communications at Indiana University-Purdue University Fort Wayne. Ms. Walters has held this position since 1995. Prior to that time, from 1990 to 1995, Ms. Walters was the Executive Director of the Fort Wayne Bicentennial Celebration Council.