//Begin of footer on all htm pages
function makeFooter(){
var footer = "<DIV Class='footer'>"
footer += "<img src='images/fdic.gif' Border='0' alt='Equal Housing Lender, Member FDIC'></a>"
footer += "<a href='http://www.towerbank.net/privacy.html' target='_blank'><img src='images/privacy.gif' Border='0' alt='Privacy Policy'></a>"
footer += "<a href='http://www.towerbank.net/conduct.html' target='_blank'><img src='images/conduct.gif' Border='0' alt='Code of Conduct'></a>"
footer += "<a href='http://www.towerbank.net/theftpro.html' target='_blank'><img src='images/identity.gif' Border='0' alt='Identity Theft Protection'></a>"
footer += "<a href='http://www.towerbank.net/phishing.html' target='_blank'><img src='images/fraud.gif' Border='0' alt='Fraud Prevention'></a>"
footer += "<a href='http://www.towerbank.net/terms.html' target='_blank'><img src='images/terms.gif' Border='0' alt='Terms & Conditions'></a>"
footer += "</DIV><p><font face=arial size=1>Copyright&nbsp;</font>"
footer += "<font face=Sans-Serif size=1>&#169;&nbsp;</font>"
footer += "<font face=Sans-Serif size=1>Information&nbsp;Technology,&nbsp;Inc.&nbsp;2001 - 2008</font>"
footer +="</p>"
return footer
}
 //End of footer